$550. To improve your odds of being approved for the Amex Business Platinum card, make sure you meet requirements like: Have a credit score of 700+. Our Verdict. $100 NEXUS Card Statement Credit – American Express® Platinum Cardmembers are eligible to receive up to $100 CAD in statement credits every four (4) years for application or renewal fees for the NEXUS program when charged to an eligible Card. The American Express Platinum is a fantastic card with many rich benefits and one very special targeted offers is the Amex Platinum offer with a 100,000 point. to 2 a. The Venture X, for an annual fee of $395, provides a 10,000 anniversary miles bonus and a $300 annual. Those points are worth $2,400 by TPG's latest valuations, which is reason enough to consider applying. Receive either a $100 statement credit for Global Entry or a credit of up to $85 for TSA PreCheck after you apply through any Authorized Enrollment Provider. For most people, the best deal will be the card_name. 9 Update: The new offer is 150k. We estimate that Amex points value dances. Applicants must be at least 18 years old and live in the United States. Right now, the public welcome offer on the Amex Platinum is 80,000 Membership Rewards points after you spend $8,000 on purchases on the Card in your first six months of card membership. Its $250 annual fee may seem high compared to the lower-annual-fee Delta Gold Amex, but you get a generous welcome offer and valuable benefits in return. When you pay friends with Amex, there’s no standard Venmo or PayPal credit card fee and you can even do it right from the Amex App. According to this, the average Centurion reader (and therefore average Amex Centurion cardmember): Has a net worth of $11. This will allow you to see all the cards you have pre-qualified offers for, across the entire suite of American Express personal cards. small business owners recover from economic challenges and grow their businesses. of 8% GST) / S$1,744 (incl. Prepaid Cards, American Express Corporate Cards, American Express Small Business Cards, American Express-brandedReceive up to 135,000 Membership Rewards ® points with annual fee payment and min. American Express will refund. How To Increase Your Odds for Being Preapproved. 40 (incl. We also highly recommend checking through the American Express site directly by using the prequalified offer checker. The American Express Platinum card return protection will reimburse you for the cost of a purchase if the merchant won’t let you return it. 2023. Marriott Bonvoy Brilliant ® American Express ® Card. Get the app. Holding the card costs a hefty sum. 5 cents per mile. If you don’t know where you stand, you can check your credit score for free, right here on WalletHub. Enjoy a welcome bonus of 3% Cashback on eligible purchases, capped at S$5,000 spend, within the first 6 months. 7 cents each, so you’d be looking at $1,360 in value. The American Express Airpoints Platinum Card. The remaining 75,000 MR points requires you to spend S$20,000 in the first six months of approval. Annual fee S$172. Getty. Salaried applicants must have a minimum annual income of Rs. The phone numbers provided below have been typically called the Amex Reconsideration Phone Number, but realistically you can call even if your application has not been rejected yet and is merely pending. The annual fee for the Amex Platinum card is $695 per year. From now till 31 January 2023, new AMEX Platinum Charge cardholders will receive up to 135,000 MR points when they sign-up, pay the S$1,712 annual fee (S$1,728 if you sign up in 2023) and spend S$20,000 in the first 3 months of approval. First, new cardmembers can earn 75,000 points after spending $5,000 on purchases in the first six months of account opening. Best Premium Delta Card. The Platinum Card® from American Express is most definitely the latter. Here’s the process: Check your eligibility. Call through the dedicated telephone number: +65 6880 1600 2. Those apply to purchases made in. It’s fair to say $695 is a lot of money. This is valid on the U. The Platinum Card comes with. First, check our Learn More link in the above table. For example, The Platinum Card® from American Express offers some of the most generous perks available for frequent travelers, including the most extensive airport lounge access of any rewards card. and at restaurants worldwide, on up to $25,000 in combined purchases, also in the first six months of card membership. Bottom line. $59 spend = 1 Airpoints DollarTM5. This includes purchases through amextravel. S. Currently, that card is offering a welcome bonus of 100,000 Membership Rewards points after spending $6,000 on purchases in your first six months of card membership. However, there is a solution: You can try to get preapproval for an American Express credit card. Cardholders get $15 per month in Uber Cash. Amex EveryDay® Preferred Credit Card from American Express: 1 Membership Rewards point per dollar spent, but if you use your card 30 or more times on purchases in a billing period you'll earn 50% extra points on purchases in that billing period; 0% introductory APR on purchases and balance transfers for 12 months (then a variable. The credit score needed for the American Express Platinum is generally above 700. Finding a link for an Amex Platinum card welcome bonus is easy. The Platinum Card® from American Express is one of the best premium rewards cards on the market thanks to its extensive benefits, from lounge access to monthly statement credits. And, unlike some previous Amex Platinum offers, this offer is comprised of two parts. Offer Period: Offer - 1. You can apply for an American Express Platinum card online 24/7 or by calling (800) 243-3888 from 6 a. spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership. . The Platinum Card has a $695 annual fee. Send money from. You need to be able to spend on the Card to access the Travel Credit benefit and it should be credited to your Card Account within 3 business days but may take up to 30 days. For example, there are services that let you pay your rent / mortgage using a CC for around 2% fees, much lower than the value of the points. From the second year onwards, the renewal fee is ₹5,000 plus applicable taxes. At nearly $700, it. The American Express Platinum Travel Credit Card’s annual fee for the first year is ₹3,500 plus applicable taxes. With The Platinum Card® from American Express purchase protection, you get up to $10,000 in coverage per covered purchase with an annual limit of $50,000. They make it damn near impossible to see or find any information about it, and I can’t even find any mention of it anywhere on the webpage/app. To gauge your. This page includes information about the American Express® Green Card, Amex EveryDay® Credit Card, Hilton Honors American Express Aspire Card, and the The Amex EveryDay® Preferred. Depending on your spending preferences, that can mean big travel, wellness, and entertainment opportunities. The card offers a $189 annual CLEAR® Plus membership credit and an up to $100 LoungeBuddy credit. Step 1. Here are some of the top cards people want Amex pre-approval for: The Platinum Card® from American Express. We also highly recommend checking through the American Express site directly by using the prequalified offer checker. T&Cs. m. Registration can be done via the AMEX Offers portal, and once completed, is valid till 31 December 2024. Regular Delta flyers: Delta SkyMiles® Platinum American Express Card. Method of Comm: Phone call to cancel/downgrade to gold. This is broken down into:Personally, while I don’t use every perk of the Amex Platinum card, I find I can easily offset the annual fee every year thanks to the up to $200 airline incidental credit, up to $240 digital entertainment credit, up to $200 in Uber Cash, and up to $189 annual CLEAR credit. Spend $250 or more, get $50 back. Earn 30 000 bonus Membership Rewards® points when you are approved for the card and spend R10 000 within the first three months of activating your new card. There’s no standard credit card fee. For cards such as The Platinum Card® from American Express and American Express® Gold Card (see rates and fees ), for example, you'll need good to excellent credit — usually a score of 680 at a minimum. You can only get approved for two credit cards every 90 days. The American Express Airpoints Platinum Card. Dedicated link: <go. Please click here for more information. of 8% GST) / S$174. Enjoy a $125 Amazon. That sum is the primary reason why I canceled The Platinum Card® from American Express (Terms apply, see rates & fees ). 1. According to TPG's monthly valuations, Amex Membership Rewards points are worth 2 cents each, making this bonus worth $1,600. 80% of my yearly travel is for work and I use a company card (not the amex) for flights, hotels, rentals, and food. 0 properties. Learn More. spend of S$6,000 and annual fee payment within 2 months of card approval. easiest Amex card to. Terms Apply. S. Applicants also must be at least 18 years old and have a physical U. The Business Platinum Card ® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses. And while some of the Platinum card’s benefits. That's nearly three times the. The Business Platinum Card® from American Express is currently offering a welcome offer of 120,000 Membership Rewards® points after spending $15,000 on eligible purchases within the first three months of card membership. Start. CardMatch is a common way to find increased offers. You’ll need to activate the benefit before you can apply. There are three steps to getting an instant approval credit card that you can actually use immediately: Online credit card application. There are a few ways to get a credit limit increase: Use your card responsibly and just wait. credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by. 5% reward rate is one of the highest rewarding Credit Card in India and its a must have in your wallet if you love travel benefits. Pay any other Venmo or PayPal user with the flexibility of American Express. You could also be targeted for a higher bonus through the CardMatch tool (although offers through CardMatch are not. When you refer somebody you also earn an additional 4x points per $1 spent on shop small and restaurant purchases for the next six months on up to $25,000 in spend. Personally, while I don’t use every perk of the Amex Platinum card, I find I can easily offset the annual fee every year thanks to the up to $200 airline incidental credit, up to $240 digital entertainment credit, up to $200 in Uber Cash, and up to $189 annual CLEAR credit. American Express Business Platinum Card basics. Hilton Honors American Express Aspire Card. Based on Bankrate’s latest mile value estimates, which give. Per the Amex Centurion Lounge FAQ page: "Starting in 2022, you will be able to check your Platinum Card's spend tracker in the Membership. You can also view your Transfer to Card transactions by tapping on the Amex Send Account within the Send tab. Credit Needed. Overview of Amex Platinum authorized users The Platinum Card comes with a $695 annual fee (see rates and fees) and has so many benefits that it's often referred to as a "membership card" — a card that you keep for its benefits rather than its earning potential. 5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Platinum Card. But the truly unique element of the offer is a bonus multiplier on non-travel items. Blue Cash Everyday® Card from American Express: Best no-annual-fee card. In addition, you should plan to spend $8,000 in the first 6 months to earn the card’s initial bonus of 80,000 points. 60 spent with Singapore Airlines, SilkAir and Scoot directly or through The Platinum Concierge. Cardmember agreement states no annual fee for first year, then $595 on renewal. But The Platinum Card® from American Express and The Business Platinum Card® from American Express offer. 24% to 28. On the downside, it charges a steep $695 annual fee that can be too much for your budget if you don’t travel enough in the year to use all the. Find out what credit score you need to get approved for an American Express card. Earn 5 Membership Rewards ® points for every full S$1. On paper, the AMEX Platinum Credit Card has a minimum income requirement of S$80,000 per annum. Step one, of course, will be to activate your card online or by calling the number posted on the sticker attached to the front of your card. S. While The Platinum Card® from American Express and the American Express® Gold Card deservedly get a lot of attention, the Amex Green Card is a solid earner in everyday categories that apply to. This is our review of the American Express Platinum credit card, also known as The Platinum Card from American Express. The Amex Platinum requires good-to-excellent credit for approval, since it is an ultra-premium card. Annual Fees. 1 Digital wallets are Apple Pay™, Samsung Pay, Google Pay™, Fitbit Pay™, PayPal or Amazon Pay. Here is the story of my recent Amex Business Platinum approval. Those 80,000 points are worth $1,600, according to TPG's. The current welcome bonus for the Amex Platinum is 80,000 Membership Rewards Points after you spend $8,000 on purchases within the first six months of card membership. 5% reward rate is one of the highest rewarding Credit Card in India and its a must have in your wallet if you love travel benefits. This perk can provide cardmembers with up to $200 or $250 — depending on the card — in. Plus, you'll earn up to $200 back in statement credits for any spending in the first three months. $695 ( rates & fees) Earn 80,000 points after spending $8,000 on purchases in the first 6 months. Has accumulated a spend of S$15,000 within the first three (3) months upon Card approval (“Spend Threshold”). In case your Card is lost, stolen or damaged, a Replacement Card will be rushed to you, usually within 2 business days, free of charge, anywhere in the world. 30,000 additional points when making any. In this post, we’ll explain the Amex Platinum Airline Fee Credit. Enroll Now. Chase IHG rewards card 8 months old with $12k limit and $0 balance. A Walmart+ membership statement credit worth up to $155 when you pay with your card. Here’s a few different. American. Terms apply. Updated Oct. If approved for Global Entry, at no. Rewards: 1. While the Amex Business Platinum card is loaded with benefits, it comes with a high annual fee of $695 (see rates and fees ). 2. 5% of the Cash. address. Earn 4 points per $1 spent on dining, including restaurants, takeout and delivery. American Express is out once again with a massive targeted referral offer on the Amex Platinum Card to earn 150,000 Membership Rewards points after spending $8,000 in the first six months of card membership. The APR on this card ranges from 21. credit card issuer, airline or hotel chain, and have not been reviewed, approved or. As part of your Platinum Card® Global Dining Credit benefit, you can receive up to £150 locally and up to £150 abroad to spend at some of the best restaurants around the world. The Platinum Card® from American Express is one of the best premium rewards cards on the market thanks to its extensive benefits, from lounge access to monthly statement credits. Chat with us. Excellent, Good. However, many readers are being targeted for an Amex Platinum 125,000-point offers by using the CardMatch tool . Last week, I did a mini App-O-Rama for 4 new cards: American Express Business Platinum Charge Card – 100,000 AMEX Membership Reward Points after spending $15,000 in 3 months (instantly approved); Barclays JetBlue Plus Credit Card – 30,000 JetBlue TrueBlue. American Express Platinum Card (“Card(s)” to be issued as requested (including renewal and replacement of Card(s). Compare Charge Cards. The canceled card is also still subject to approval, which could take. Please note, there is only one (1) statement credit in a 4- year period for Global Entry or in a 4. The Amex Green Card currently has a welcome offer where you can earn 40,000 bonus Membership Rewards points after spending $3,000 within the first six months. The Amex Green Card has a solid welcome offer where you can earn 40,000 bonus Membership Rewards points after spending $3,000 within the first six months. We will mail your physical Card within 3-5 days of account approval. 1 Spend £10,000 in your first 6 months to earn 75,000 points. Earn 180,000 points after spending $6,000 in eligible purchases within the first 6 months. The current public offer is: Earn 60,000 points when you spend $6,000 on purchases in the first 6 months. Credit Cardmembers get additional $10 discount, $109/year Delta discount: Platinum/Gold/Silver Medallion Members and Delta SkyMiles American Express Card Members get additional $10 discount, $109/year. Chase Sapphire. Spend between $250,000 to $350,000 per year on your Amex credit cards for the personal Centurion card or $400,000 to $500,000 for the business version (though some reports say you need to spend. com), as well as its extra benefits like hotel elite status and airport. That said, the only issue with the card might be the acceptance, but it’s understandable that those who get this card are. • Spending Rs. Stay focused on getting where you need to go. Points are worth as. of Trxns. Discover an array of outstanding benefits. Platinum Card Concierge is available day or night to help Platinum Card Members with special requests for dining, travel and more. when you apply online, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Ultimate Card within. gas stations (on up to $15,000 in. As of now, there’s no annual fee waiver for this American Express credit card. Bottom line. 1 cents per point, making 80,000 Amex worth $880 cash. 5,000 plus applicable taxes. Practically speaking, spending $250,000 per year doesn’t guarantee admission — in fact, the range is rumored to be $250,000 to. The Platinum Card from American Express Exclusively for Morgan Stanley benefits and perks . Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4. At the same time, the Platinum Card. Amex Platinum Quick Facts. Because there is already a program in place for using AMEX credit cards to buy a car. Annual fee: $250. Generous welcome offer: You’ll earn 80,000 Membership Rewards points after you spend $6,000 on. The Platinum. However, I’ve read numerous data points of readers getting approved at the previous S$50,000 mark, which leads me to believe this is more of a cosmetic. The Platinum Card® from American Express: 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new card in your first six months of card membership. The Scotiabank Platinum American Express card also has the lowest APR and annual fee of all the Platinum American Express cards available at 9. Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership. American Express only allows you to earn the bonus on each card once per lifetime. Earn 75,000 Membership Rewards® Bonus Points. Earn a $250 statement credit after you spend $3,000 in purchases on your new card within the first 6 months. Choose the account that you want to transfer from and to. Delta Platinum card members will pay just $50 per person, with up to 2 guests per visit. You can also redeem MR points for Amazon credit, but only at . 0% for 15 months. It showed up in my Chase online portal within 10 minutes. S$204 entertainment credits for news or music streaming services. The average initial bonus is 30,719 points/miles or $233 cash back. 5% but also with access to airport lounges and stay vouchers at prime hotels. ; Earn 5x points. We will mail your physical Card within 3-5 days of account approval. In exchange for a $695 annual fee, the card. TPG values Membership Rewards points at 2 cents each, making that bonus worth $1,600, which is an excellent return in and of itself. 0% for 15 months. , and earn 4X Membership Rewards ® points at U. Having 6 months to earn a welcome offer is a rare benefit as most cards give you only 3. 1 Though the fee is paid once a year, the math works out to about $58 a month. If you prefer to speak to someone, call 877-239-3491 for personal cards and 800-567-1085 for business card applications. We generally value Membership Rewards points at about 2. A Quick Guide To Each Version Of The American Express Platinum Card. Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership. 2 cents per point, which means that a 100,000-point Amex Platinum bonus offer is worth ~$2,200, a 125,000-point bonus is worth ~$2,750, and a 150,000. So, yes, in the "normal" world, a 160K (or $170K) on a Business Plat with NLL for $15K spend seems the best way to work things. supermarkets: American Express® Gold Card. Link Your Platinum Card to Your Uber Account. S. Amex looks at the information they have available on their customers in order to make preapproval. 4. American Express maintains a strict rule of one bonus per card for life regardless of the family of cards (cobranded hotel and airline, business, cash-back and rewards cards ). Platinum service. And the $6000 isn’t that hard to hit even if you’re frugal. If the application requires. 1, 2024, cardholders will: Lose Delta Sky Club® access when flying on a basic-economy ticket. While there is no set score that will guarantee that you will be approved for an Amex card, you will generally need good to excellent credit to qualify for the best (premium) American Express cards. Here's what you need to know about the Charles Schwab version. United discount: Premier Platinum/Gold/Silver members and United U. The American Express Platinum card’s requirements for approval are a good credit score of 700+, a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and enough income to make monthly minimum payments. Last year in April was also offered retention offer ( 400 statement credit for spending 4K 3 months) Background: AmEx customer since 2021. You can earn 90,000 points on the American Express® Gold Card after spending $4,000 within the first six months. D. Forbes Advisor Staff. Annual fee S$1,728 (incl. 2 Do not previously hold a Basic Platinum Card® that was terminated/closed in the last twenty-four (24) months prior to the application. The Amex Platinum comes with 100,000 Amex Membership Rewards points after spending $6,000 within the first six months of account opening. Up to $300 Dining Credit per year. The Amex Gold offers two different credits that are worth up to $120 each per year. Annual fee of $695* See more details about military protections for you and your spouse ; Earn 80,000 Membership Rewards ® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply Now. S. Get up to $200 Dining Credit3. ”. The Gold Card’s current. Amex Platinum benefits overview. American Express® Platinum Card: Charge Card: INR 60,000: N/A: 3. However, if you apply (and are approved) for the Platinum Card as the primary cardholder, you can earn 80,000 Membership Rewards points after you spend. 5 points per dollar on flights booked directly with airlines or with American Express Travel (on up to $500,000 per calendar year) and prepaid hotels booked with American Express Travel. (If you plan to shop in person, not online, note. 4 million. Meanwhile, applicants for the Amex Gold card can earn 60,000 bonus points after spending $6,000 on purchases in the first six months of card membership. The Platinum Card comes with a $695 annual fee (see rates and fees) and has so many benefits that it's often referred to as a "membership card" — a card that you keep for its benefits rather than its earning potential. Earn 180,000 bonus points after spending $6,000 in purchases on the card within your first 6 months of card membership. This would be a fantastic reason to upgrade your Amex Green card to the Amex Gold card, which not only earns more at restaurants worldwide (4x with the Amex Gold card compared to 3x with the Amex Green card) but also earns 4x points (on the first $25,000 per calendar year, 1x thereafter) at U. S. However, there are no hard cut-offs for either of these requirements as will be shown below. Each year you renew your Delta SkyMiles® Platinum American Express Card, you receive a domestic main cabin round-trip. after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of. The Platinum Card ® from American Express. CNN Underscored Money. Annual Fee: $150 Terms Apply. spending of S$6,000 within first 2 months of Card approval. S. Discover FICO = 795 Southwest Chase Card 15 months old with $27k limit and $0 balance. For new to American Express Card Members . The American Express ® CapitaCard. Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. 1. For instance, to earn the The Business Platinum Card® from American Express ’ 120,000 points bonus, you will need to spend $15,000 within 3 months. The Platinum Card® from American Express is known for offering some of the most alluring travel benefits in the industry (Terms apply, see rates & fees). You earn: 1 additional point (for a total of 2 points) on the first $6,000 of eligible purchases in a calendar year at. In addition, they’re often considered to be a symbol of luxury and status. Based on my valuation of 1. Since TPG values Membership Rewards points at 2 cents each, you're looking at a whopping 10% return on flight spending -- up to that annual $500,000 cap, of course. The Business Platinum Card® from American Express is a premier travel and American Express Membership Rewards-earning card for small business owners. Our quick take : The Platinum Card® from American Express is the gold standard of luxury rewards. 60,000 miles after spending $5,000 within the first 3 months (75K offer in Google Incognito and there are even methods to get 100K offers). Seamlessly split any pending or posted Amex charge with other Venmo or PayPal. New applicants can earn 150,000 bonus Marriott Bonvoy points after spending $5,000 on purchases in the first three months of card membership. S. AMERICAN EXPRESS. Pro Tip. The Platinum Card from American Express. 135K. gas stations and U. Came back and said I was approved and to expect the new card within 1-2 weeks. If you've got The Platinum Card® from American Express,. supermarkets. According to TPG's monthly valuations, Amex Membership Rewards points are worth 2 cents each, making this 80,000-point bonus worth $1,600. Amex Platinum benefits overview. Although this rule covers all Amex cards, you can earn a welcome offer on personal and business cards of the same type. Delta SkyMiles® Platinum American Express Card: Basics. According to TPG's monthly valuations, Amex Membership Rewards points are worth 2 cents each, making this 80,000-point bonus worth $1,600. Additionally, American Express will consider other factors, such as your debt-to-income ratio. The Additional Card Member will receive the same Card as you (with the exception of the Platinum Card and Delta SkyMiles ® Reserve Card which have alternative options). You may need incognito mode + VPN to see it. Additionally, this card has no introductory APR offer. You’ll find a variety of welcome offer bonuses for the Amex Gold card, depending on how and when you apply. Then consider the value of the. The Platinum Card® from American Express currently is offering a good welcome bonus: Earn 80,000 Membership Rewards® Points after you spend $8,000 on. Delta Travel Benefits. The Amex Platinum card is an ultra-premium travel rewards card with a ton of benefits, so it only makes sense that it has an ultra-premium price tag to go along with it. S. CreditKarma score = 820. Terms apply. Bottomline. Earn 7,500 Membership Rewards ® points based on the S$6,000 spent above (based on 2 Membership Rewards ® points for every. Please know. The Amex Platinum Card for Morgan Stanley earns: 5 points per $1 on airline tickets purchased directly with airlines or with American Express Travel, on up to $500,000 in spending per calendar. The Platinum Card® from American Express requires great credit, which usually means 720+. 2. CardExpert Rating: 5/5. 11, 2023, and TPG values this bonus at $1,260. Terms Apply. 5. , 4 Membership Rewards® points per dollar at U. The Delta SkyMiles Platinum American Express Card is one of the best credit cards for Delta travelers and currently offers new cardholders the chance to earn 50,000 bonus miles after they spend $3,000 in purchases on their new card in their first six months of account opening. Key benefits. 8 million. AmEx Platinum vs. Learn More. The Delta SkyMiles Platinum American Express Card can be a great addition to your wallet if Delta is your carrier of choice. If you’re new to credit cards (holding at-least one non-Amex card) and looking for higher credit limit, you may start with Amex Gold charge card – more on the credit limit in detail later. This card has attractive perks for Delta loyalists in. 80,000 points can be cashed out through the American Express Platinum Card ® for Schwab card at 1.